Converting your house into a beautiful home with finance arranged by Eliments.
Improving your home is easy with affordable monthly payments. A sure way to increase the value of your home.
So with our easy to arrange finance, we’re here to lend a helping hand whether you’re improving to sell or just fancy a change. Just ask one of our consultants for the options available.
At Eliments we have put together a number of finance packages with Barclays Partner Finance, whether you need to have the full amount on finance or just part of it on finance we can help you to invest in your fabulous new home improvement.
We supply a funding options with each and every quote this allows you to see which package is best for you. Also our Sales survey team will be happy to talk you through each of these options, to help you decide which is best for you
Option 1 – Cash Purchase or Self Sourced Funding
If you are paying from your own funds by cash, cheque, bank transfer, debit card, or if you are arranging your own funding via a loan or re-mortgage.
If you are paying by Visa / Master Card (this incurs a 2% bank charge).
Option 2 – Flexible Monthly Repayments
A documentation fee of £0.00 is added to the balance. Interest is calculated daily and added monthly at a capped rate of 0.636%
Repayments are flexible but subject to the minimum repayment below. You can therefore control the term of the loan and the interest you would pay.
Minimum loan Value £1,000.00 for 24, 36,48, 60, 120 monthly payments Representative APR 7.9%
Minimum Loan value £10,000.00 for 180 monthly payments Representative APR 7.9%
Typical example below:
|Loan Value||Months||Monthly Payment||Total Amount Payable||APR|
Option 3 – Buy Now Pay Later 12 Months Deferred
Within 12 months from your installation date (the date of which is on the fixed sum loan agreement) pay the outstanding balance plus a £99 exit fee with no interest. If not settled within that period, interest will have accrued and will continue to be charged and you will begin your 120 monthly repayments.
Minimum Loan Value £1000.00 Representative APR 24.9%
Example- for a full cost of £1000.00 payment contribution on completion of installation would be £0.00
And then payment of outstanding balance and exit fee to be paid within the 12 months deferred period would be £1099.00
OR after the deferred 12 months period you would pay 120 monthly payments of £25.71. Total amount payable £3085.20.
Eliments Ltd act as a credit intermediary.
Credit Subject to Status. Ask for written details. Authorised and Regulated by the Financial Conduct Authority
Eliments Ltd act as a credit intermediary and offer products from Barclays partner finance.
Eliments Ltd is a company registered in England and Wales under registration number 06299793
Eliments Ltd VAT number 929458871.