Converting your house into a beautiful home with finance arranged by Eliments.
Improving your home is easy with affordable monthly payments. A sure way to increase the value of your home.
So with our easy-to-arrange finance, we’re here to lend a helping hand whether you’re improving to sell or just fancy a change. Just ask one of our consultants for the options available.
At Eliments we have a number of finance packages available, whether you need to have the full amount on finance or just part of it on finance we can help you to invest in your fabulous new home improvement.
We supply a choice of funding sheets with each and every quote. This allows you to see which package is best for you. Also, our Sales survey team will be happy to talk you through each of these options, to help you decide which is best for you
Option 1 – Cash Purchase or Self-Sourced Funding
If you are paying from your own funds by cash, cheque, bank transfer or debit card. Or if you are arranging your own funding via a loan or re-mortgage.
Option 2 – Flexible Monthly Repayments
With this facility, there is a minimum order value of £1500
|5 Years||10 Years|
|Total Amount of Credit||£5620.67||£5620.67|
|Duration of Agreement||60 Months||120 Months|
|Rate of interest P.A Fixed||14.90%||14.90%|
|Total Amount Payable||£8465.92||£11084.92|
Interest is applied monthly. You must make the minimum repayment each month. You can make additional repayments without penalty, which allows you to control the term of the loan and reduce the amount of interest you would pay. Payments will start approximately one month after the contract we have fulfilled with you.
Option 3 – Buy Now Pay Later
With this option, there is nothing to pay for 6 months. If you repay the agreement in full within the 6 months of installation completed then there’s no interest to pay (a £29 settlement fee applies). If you repay part of the loan before the date of the first repayment, you will not be charged interest on the part of the loan you have repaid. When the lender receives your payment, they will reduce your loan balance by the sum of your repayment, plus the interest rebate. If you make a full or partial settlement payment to the lender after the date of the first repayment, you will not be entitled to a refund of any interest incurred prior to the date the lender receives the payment. You may be entitled to an interest rebate which the lender will calculate in accordance with the Consumer Credit (Early Settlement) Regulations 2004.
|Total Amount of Credit||£5,620.67|
|Before the Deferred Period Ends. Total Amount Payable||£5,649.67|
|Duration of Agreement||90 Months|
|Rate of interest P.A Fixed||19.90%|
|After the Deferred Period Ends. Total Amount Payable||£11806.12|
If settled in full within the deferred period then no interest charges will be incurred. If not settled in full within the deferred period, then interest will have accrued from the start of the contract on any amount outstanding at the end of the deferred period and will continue to be charged once you start your monthly repayments.
Credit is subject to application and affordability.
Terms and conditions apply.
Eliments Ltd VAT number 929458871.